Refinance with Morgix Toronto

Refinance Your Mortgage

If you want to get a better interest rate or consolidate your existing mortgage and other loans, refinancing is a great way to combine loans and reduce payments.

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What Morgix Clients Say:

What is mortgage refinancing?

Mortgage refinancing is a pretty common practice where you can take advantage of lower rates and renegotiate the terms of your existing mortgage. This is handy if you had been previously locked into a higher rate mortgage, due to a fixed term, or a bad deal. Refinancing will allow you the opportunity to save hundreds of dollars a month and could even speed up the time it takes to pay down the principal (the original mortgage amount).

Why would I need to Refinance my Mortgage

You may need to refinance if you’re in a bind, financially, and need to free up some extra money each month. Refinancing at the right time (with a Morgix Agent of course!) and a longer amortization (the period in which the mortgage is set to be paid down at the proposed rate) you could free up enough money to help with surprise expenses, or even a new vehicle.

Lower interest rate = Lower payments
Pay down mortgage faster

Refinance Your Mortgage
From the Comfort of Your Own Home!

Mortgage Refinancing Morgix

*Occasionally while refinancing you can consolidate other high interest debt to help pay it down faster.

Story Time:

Ray needed some extra cash. His credit was good, his income was good and he didn’t want a second mortgage. CIBC offered him what he thought was the best rate, 3.19%. Like any good consumer, Ray knew there would be a penalty for breaking his mortgage and decided to do some shopping. He stumbled right into the lap of his new friends at Morgix.

Using commission the bank paid us to buy down the rate, he got a lower rate than his own bank representatives could offer. This more than offset the cost of the penalty, putting extra money into his pocket, and reduced his monthly payments.
We know who Ray’s calling when his mortgage comes up for renewal!

Contact Morgix Now!

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